/* ============================================================
   ALPHA EVEREST LENDING — Luxury Mortgage Lending Brand Site
   Palette: graphite/obsidian foundation, brushed gold accent,
            moss/army-green secondary, refined silver text.
   ============================================================ */

:root {
  /* ---- Type scale ---- */
  --text-xs:    clamp(0.75rem,  0.7rem  + 0.25vw, 0.875rem);
  --text-sm:    clamp(0.875rem, 0.8rem  + 0.35vw, 1rem);
  --text-base:  clamp(1rem,     0.95rem + 0.25vw, 1.125rem);
  --text-lg:    clamp(1.125rem, 1rem    + 0.75vw, 1.5rem);
  --text-xl:    clamp(1.5rem,   1.2rem  + 1.25vw, 2.25rem);
  --text-2xl:   clamp(2rem,     1.2rem  + 2.5vw,  3.5rem);
  --text-3xl:   clamp(2.5rem,   1rem    + 4vw,    5rem);
  --text-hero:  clamp(2.75rem,  0.5rem  + 7vw,    7.5rem);

  /* ---- Spacing ---- */
  --space-1: 0.25rem; --space-2: 0.5rem; --space-3: 0.75rem; --space-4: 1rem;
  --space-5: 1.25rem; --space-6: 1.5rem; --space-8: 2rem;   --space-10: 2.5rem;
  --space-12: 3rem;   --space-16: 4rem;  --space-20: 5rem;  --space-24: 6rem;
  --space-32: 8rem;

  /* ---- Radius / transitions / shadow ---- */
  --radius-sm: 0.25rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.875rem;
  --radius-xl: 1.25rem;
  --radius-full: 9999px;
  --transition-interactive: 240ms cubic-bezier(0.16, 1, 0.3, 1);
  --transition-slow: 600ms cubic-bezier(0.16, 1, 0.3, 1);

  /* ---- Content widths ---- */
  --content-narrow:  720px;
  --content-default: 1080px;
  --content-wide:    1320px;

  /* ---- Fonts ----
     Headlines now run on Fraunces (editorial transitional serif, GT-Sectra-adjacent).
     Cormorant remains for italic accents only (eyebrows, markers, pull-quotes).
     This is the single biggest 'real-institution' typography signal. */
  --font-display: 'Fraunces', 'Tinos', 'Times New Roman', Georgia, serif;
  --font-accent:  'Cormorant Garamond', 'Tinos', Georgia, serif;
  --font-body:    'Switzer', 'Inter', 'Helvetica Neue', sans-serif;
  --font-mono:    'JetBrains Mono', ui-monospace, monospace;
}

/* =====================================================
   COLOR — Default theme is DARK (luxury obsidian)
   Light mode = warm parchment for daytime reading
   ===================================================== */

:root, [data-theme='dark'] {
  /* Surfaces — true cool near-black with subtle blue-graphite undertone */
  --color-bg:               #0a0c10;
  --color-surface:          #12151b;
  --color-surface-2:        #161a2156;
  --color-surface-offset:   #1a1e26;
  --color-surface-offset-2: #1d2129;
  --color-surface-dynamic:  #21262f;
  --color-divider:          #1c2029;
  --color-border:           #2a2f38;
  --color-border-strong:    #3d4452;

  /* Text — cool platinum / silver */
  --color-text:         #eef0f3;   /* cool ivory */
  --color-text-soft:    #c5cad3;   /* cool silver */
  --color-text-muted:   #858a93;   /* slate silver */
  --color-text-faint:   #555a64;
  --color-text-inverse: #0a0c10;

  /* Primary accent — brushed antique gold */
  --color-primary:           #c9a25a;
  --color-primary-soft:      #d8b674;
  --color-primary-strong:    #a87f3d;
  --color-primary-deep:      #6f5223;
  --color-primary-glow:      rgba(201, 162, 90, 0.18);

  /* Secondary — slate (replaced moss green to match cool palette) */
  --color-secondary:         #3a4252;
  --color-secondary-soft:    #525c70;
  --color-secondary-deep:    #20242d;

  /* Status (refined, not loud) */
  --color-success: #6b8567;
  --color-warning: #c9a25a;
  --color-error:   #a64a3a;

  /* Shadows */
  --shadow-sm: 0 1px 2px rgba(0,0,0,0.4);
  --shadow-md: 0 8px 24px rgba(0,0,0,0.45);
  --shadow-lg: 0 24px 60px rgba(0,0,0,0.55);
  --shadow-gold: 0 14px 40px rgba(201, 162, 90, 0.22);
}

[data-theme='light'] {
  --color-bg:               #f4f5f7;
  --color-surface:          #ffffff;
  --color-surface-2:        #ebedf1;
  --color-surface-offset:   #e4e7ec;
  --color-surface-offset-2: #dbdfe5;
  --color-surface-dynamic:  #d0d4dc;
  --color-divider:          #dde0e6;
  --color-border:           #c4c8d0;
  --color-border-strong:    #9ba1ac;

  --color-text:         #14171c;
  --color-text-soft:    #2a2e36;
  --color-text-muted:   #626871;
  --color-text-faint:   #9ba1ac;
  --color-text-inverse: #ffffff;

  --color-primary:           #8a6726;
  --color-primary-soft:      #a07d3a;
  --color-primary-strong:    #6b4f1a;
  --color-primary-deep:      #4a3611;
  --color-primary-glow:      rgba(138, 103, 38, 0.14);

  --color-secondary:         #4a5260;
  --color-secondary-soft:    #5c6473;
  --color-secondary-deep:    #2a2f38;

  --shadow-sm: 0 1px 2px rgba(15,18,25,0.06);
  --shadow-md: 0 8px 24px rgba(15,18,25,0.10);
  --shadow-lg: 0 24px 60px rgba(15,18,25,0.16);
  --shadow-gold: 0 14px 40px rgba(138, 103, 38, 0.16);
}

/* =====================================================
   TYPOGRAPHY UTILITIES
   ===================================================== */

.font-display { font-family: var(--font-display); font-weight: 500; letter-spacing: -0.01em; }
.font-mono    { font-family: var(--font-mono); }

.eyebrow {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--color-primary);
  display: inline-flex;
  align-items: center;
  gap: var(--space-3);
}
.eyebrow::before {
  content: '';
  width: 28px;
  height: 1px;
  background: currentColor;
  opacity: 0.7;
}

h1, h2, h3 {
  font-family: var(--font-display);
  font-weight: 400; /* Fraunces 400 reads like Cormorant 500 — less display-y, more editorial */
  letter-spacing: -0.018em;
  color: var(--color-text);
  font-variation-settings: 'opsz' 144, 'SOFT' 50; /* Fraunces variable axes */
}

h1 { font-size: var(--text-hero); line-height: 0.98; }
h2 { font-size: var(--text-2xl);  line-height: 1.06; }
h3 { font-size: var(--text-xl);   line-height: 1.18; }

h4 {
  font-family: var(--font-body);
  font-size: var(--text-lg);
  font-weight: 600;
  letter-spacing: -0.005em;
  line-height: 1.3;
}

.lede {
  font-family: var(--font-accent);
  font-style: italic;
  font-size: var(--text-lg);
  line-height: 1.55;
  color: var(--color-text-soft);
  max-width: 60ch;
  font-weight: 400;
}

p { color: var(--color-text-soft); }
p.muted { color: var(--color-text-muted); }

/* =====================================================
   LAYOUT
   ===================================================== */

.container {
  width: 100%;
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-inline: clamp(var(--space-5), 4vw, var(--space-12));
}

.container--narrow  { max-width: var(--content-narrow); }
.container--default { max-width: var(--content-default); }

section {
  /* WHITESPACE DOUBLED — institutional sites breathe. Floor 7rem, ceiling 17rem. */
  padding-block: clamp(7rem, 14vw, 17rem);
  position: relative;
}

.section-header {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: var(--space-5);
  margin-bottom: clamp(var(--space-10), 5vw, var(--space-16));
  max-width: 56rem;
}

.divider-rule {
  height: 1px;
  width: 100%;
  background: linear-gradient(90deg,
    transparent 0%,
    var(--color-border) 18%,
    var(--color-border) 82%,
    transparent 100%);
  margin-block: var(--space-16);
}

/* =====================================================
   HEADER / NAV
   ===================================================== */

.site-header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 80;
  padding-block: var(--space-4);
  background: color-mix(in oklab, var(--color-bg) 78%, transparent);
  backdrop-filter: saturate(140%) blur(14px);
  -webkit-backdrop-filter: saturate(140%) blur(14px);
  border-bottom: 1px solid transparent;
  transition: transform var(--transition-slow),
              border-color var(--transition-slow),
              background var(--transition-slow);
}
.site-header.is-scrolled {
  border-bottom-color: var(--color-border);
  background: color-mix(in oklab, var(--color-bg) 90%, transparent);
}
.site-header.is-hidden { transform: translateY(-110%); }

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-6);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: var(--space-3);
  color: var(--color-text);
  text-decoration: none;
  white-space: nowrap;
}
.brand:hover { color: var(--color-primary); }
.brand .logo-mark {
  width: auto; height: 44px; flex-shrink: 0;
  display: block;
  filter: drop-shadow(0 1px 3px rgba(0,0,0,0.5));
}
.brand .logo-divider {
  width: 1px; height: 28px;
  background: linear-gradient(180deg, transparent 0%, var(--color-primary) 50%, transparent 100%);
  opacity: 0.55;
  flex-shrink: 0;
}
.brand-text {
  font-family: var(--font-display);
  font-size: 0.95rem;
  letter-spacing: 0.08em;
  font-weight: 500;
  text-transform: uppercase;
}
@media (max-width: 1440px) {
  .site-header .brand-text { display: none; }
  .site-header .brand .logo-divider { display: none; }
}
@media (max-width: 1200px) {
  .nav-links { gap: var(--space-5) !important; }
}
@media (max-width: 1100px) {
  .nav-links li:has(.nav-partners) { display: none; }
}
.brand-text .accent { color: var(--color-primary); }

.nav-links {
  display: flex;
  align-items: center;
  gap: var(--space-8);
  list-style: none;
}
.nav-links a {
  color: var(--color-text-soft);
  font-size: var(--text-sm);
  font-weight: 500;
  text-decoration: none;
  letter-spacing: 0.02em;
  position: relative;
  padding-block: var(--space-2);
}
.nav-links a::after {
  content: '';
  position: absolute;
  inset: auto 0 0 0;
  height: 1px;
  background: var(--color-primary);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition-interactive);
}
.nav-links a:hover { color: var(--color-text); }
.nav-links a:hover::after { transform: scaleX(1); }

.nav-actions {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.nav-mobile-cta { display: none; }

.theme-toggle {
  width: 38px; height: 38px;
  border-radius: var(--radius-full);
  border: 1px solid var(--color-border);
  color: var(--color-text-soft);
  display: inline-grid;
  place-items: center;
}
.theme-toggle:hover {
  color: var(--color-primary);
  border-color: var(--color-primary);
  background: var(--color-primary-glow);
}

.menu-toggle {
  display: none;
  width: 42px; height: 42px;
  border-radius: var(--radius-full);
  border: 1px solid var(--color-border);
  color: var(--color-text);
}

/* =====================================================
   BUTTONS
   ===================================================== */

.btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-3);
  padding: 0.95rem 1.6rem;
  font-family: var(--font-body);
  font-size: var(--text-sm);
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  text-decoration: none;
  border-radius: var(--radius-full);
  cursor: pointer;
  border: 1px solid transparent;
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(180deg, var(--color-primary-soft), var(--color-primary));
  color: #1c140a;
  box-shadow: var(--shadow-gold);
}
.btn-primary:hover {
  transform: translateY(-1px);
  box-shadow: 0 18px 48px rgba(201, 162, 90, 0.32);
}

.btn-ghost {
  background: transparent;
  color: var(--color-text);
  border-color: var(--color-border-strong);
}
.btn-ghost:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
  background: var(--color-primary-glow);
}

.btn-link {
  background: none;
  padding: 0;
  border: 0;
  color: var(--color-primary);
  font-weight: 500;
  font-size: var(--text-sm);
  letter-spacing: 0.04em;
  text-transform: uppercase;
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
}
.btn-link::after {
  content: '→';
  transition: transform var(--transition-interactive);
}
.btn-link:hover { color: var(--color-primary-soft); }
.btn-link:hover::after { transform: translateX(4px); }

/* =====================================================
   HERO
   ===================================================== */

/* HERO LAYOUT — top headline, bottom body+buttons */
.hero-top {
  align-self: start;
  margin-top: clamp(var(--space-6), 6vh, var(--space-12));
  display: grid;
  gap: var(--space-4);
}
.hero-bottom {
  align-self: end;
  display: grid;
  gap: var(--space-6);
  margin-top: auto;
  position: relative;
  isolation: isolate;
}
.hero-bottom::before {
  content: '';
  position: absolute;
  inset: -20px -24px -10px -24px;
  z-index: -1;
  background:
    radial-gradient(65% 95% at 28% 55%, rgba(10,12,16,0.72), rgba(10,12,16,0.42) 55%, rgba(10,12,16,0) 88%);
  pointer-events: none;
  border-radius: 10px;
}

.hero {
  position: relative;
  min-height: 100vh;
  min-height: 100dvh;
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  align-items: stretch;
  padding-top: var(--space-24);
  padding-bottom: clamp(var(--space-12), 8vw, var(--space-20));
  overflow: hidden;
  isolation: isolate;
}
.hero-inner {
  display: grid !important;
  grid-template-rows: auto 1fr auto;
  gap: var(--space-6);
  height: 100%;
  min-height: 0;
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: -2;
}
.hero-bg img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: center 40%;
  filter: brightness(0.92) contrast(1.02) saturate(0.95);
}
.hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(10,12,16,0.78) 0%, rgba(10,12,16,0.50) 22%, rgba(10,12,16,0.30) 50%, rgba(10,12,16,0.55) 75%, rgba(10,12,16,0.92) 100%),
    radial-gradient(80% 50% at 50% 108%, rgba(10,12,16,0.85), transparent 72%);
}
[data-theme='light'] .hero-bg img {
  filter: brightness(0.55) contrast(1.05) saturate(0.9);
}
[data-theme='light'] .hero-bg::after {
  background:
    radial-gradient(80% 60% at 50% 100%, rgba(244,245,247,0.85), transparent 70%),
    linear-gradient(180deg, rgba(15,18,25,0.5) 0%, rgba(15,18,25,0.25) 30%, rgba(244,245,247,0.85) 100%);
}
/* In light mode, the hero text floats over a dark image — use light text. */
[data-theme='light'] .hero h1,
[data-theme='light'] .hero .hero-sub,
[data-theme='light'] .hero .stat-num,
[data-theme='light'] .hero .stat-label {
  color: #f5efe0;
}
[data-theme='light'] .hero .stat-num .accent { color: var(--color-primary-soft); }
[data-theme='light'] .hero .stat-label { color: rgba(245,239,224,0.75); }
[data-theme='light'] .hero .hero-sub { color: rgba(245,239,224,0.86); }
[data-theme='light'] .hero-meta { border-top-color: rgba(245,239,224,0.18); }
[data-theme='light'] .hero .eyebrow { color: var(--color-primary-soft); }

.hero-inner {
  display: grid;
  gap: var(--space-8);
  position: relative;
  z-index: 1;
  width: 100%;
  min-width: 0;
  /* hero-inner shares the .container element; max-width still capped by .container--wide. */
}
.hero-inner > * { min-width: 0; max-width: 100%; }
.hero h1 {
  font-size: var(--text-hero);
  font-weight: 400;
}
.hero h1 .em {
  font-style: italic;
  color: var(--color-primary);
  font-weight: 400;
}
.hero-sub {
  font-size: var(--text-lg);
  color: var(--color-text-soft);
  max-width: 56ch;
  line-height: 1.55;
}
.hero-cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  align-items: center;
  margin-top: var(--space-2);
}
.hero-cta-row .btn { flex: 0 1 auto; }
@media (max-width: 480px) {
  .hero-cta-row .btn { flex: 1 1 100%; justify-content: center; }
}

.hero-meta {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-6) clamp(var(--space-6), 4vw, var(--space-12));
  padding-top: var(--space-10);
  margin-top: var(--space-10);
  border-top: 1px solid var(--color-border);
  max-width: 60rem;
  width: 100%;
}
@media (min-width: 700px) {
  .hero-meta { grid-template-columns: repeat(4, minmax(0, 1fr)); }
}
.stat-num {
  font-family: var(--font-display);
  font-size: clamp(1.75rem, 1.2rem + 1.6vw, 2.6rem);
  font-weight: 500;
  color: var(--color-text);
  line-height: 1;
  margin-bottom: var(--space-2);
}
.stat-num .accent { color: var(--color-primary); }
.stat-label {
  font-size: var(--text-xs);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}

/* Decorative scroll cue */
.scroll-cue {
  position: absolute;
  right: clamp(var(--space-5), 4vw, var(--space-12));
  bottom: var(--space-8);
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-size: var(--text-xs);
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  z-index: 1;
}
@media (max-width: 880px) { .scroll-cue { display: none; } }
.scroll-cue .line {
  width: 60px; height: 1px;
  background: var(--color-primary);
  opacity: 0.6;
  animation: cueLine 2.8s ease-in-out infinite;
}
@keyframes cueLine {
  0%,100% { transform: scaleX(0.4); transform-origin: left; opacity: 0.3; }
  50%     { transform: scaleX(1);   opacity: 0.85; }
}

/* =====================================================
   PILLARS / FEATURE GRID
   ===================================================== */

.pillars-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(260px, 100%), 1fr));
  gap: clamp(var(--space-4), 1.4vw, var(--space-6));
}
.pillar {
  position: relative;
  padding: clamp(var(--space-8), 3vw, var(--space-10));
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  transition: transform var(--transition-interactive),
              border-color var(--transition-interactive),
              background var(--transition-interactive);
}
.pillar:hover {
  transform: translateY(-3px);
  border-color: var(--color-primary);
  background: var(--color-surface-offset);
}
.pillar-num {
  font-family: var(--font-accent);
  font-style: italic;
  font-size: var(--text-sm);
  letter-spacing: 0.05em;
  color: var(--color-primary);
  margin-bottom: var(--space-6);
}
.pillar h4 { margin-bottom: var(--space-3); color: var(--color-text); }
.pillar p { font-size: var(--text-sm); color: var(--color-text-muted); line-height: 1.65; }

/* =====================================================
   SPLIT — image + text
   ===================================================== */

.split {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(var(--space-8), 5vw, var(--space-16));
  align-items: center;
}
@media (min-width: 880px) {
  .split { grid-template-columns: 1.1fr 1fr; }
  .split--reverse .split-media { order: 2; }
}

.split-media {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  aspect-ratio: 4 / 5;
  border: 1px solid var(--color-border);
}
.split-media img {
  width: 100%; height: 100%;
  object-fit: cover;
  transition: transform 1.2s cubic-bezier(0.16, 1, 0.3, 1);
}
.split-media:hover img { transform: scale(1.04); }
.split-media::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, transparent 50%, rgba(0,0,0,0.4) 100%);
  pointer-events: none;
}

.split-text > * + * { margin-top: var(--space-5); }
.split-text h2 { margin-bottom: var(--space-2); }

.feature-list {
  list-style: none;
  margin-top: var(--space-8);
  display: grid;
  gap: var(--space-3);
}
.feature-list li {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: var(--space-4);
  align-items: baseline;
  padding-block: var(--space-3);
  border-top: 1px solid var(--color-divider);
  font-size: var(--text-sm);
  color: var(--color-text-soft);
}
.feature-list li:last-child { border-bottom: 1px solid var(--color-divider); }
.feature-list .marker {
  font-family: var(--font-accent);
  font-style: italic;
  color: var(--color-primary);
  font-size: var(--text-sm);
  letter-spacing: 0.04em;
}

/* =====================================================
   PROGRAMS TABLE-LIST
   ===================================================== */

.programs {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
}
.program-row {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(0, 2fr) minmax(0, 1fr) auto;
  align-items: center;
  gap: clamp(var(--space-4), 2vw, var(--space-8));
  padding: clamp(var(--space-6), 2.4vw, var(--space-8)) clamp(var(--space-6), 3vw, var(--space-10));
  border-top: 1px solid var(--color-divider);
  transition: background var(--transition-interactive);
  text-decoration: none;
  color: var(--color-text);
}
.program-row:first-child { border-top: 0; }
.program-row:hover { background: var(--color-surface-offset); }

.program-name {
  font-family: var(--font-display);
  font-size: clamp(1.25rem, 0.9rem + 0.9vw, 1.75rem);
  font-weight: 500;
  line-height: 1.15;
}
.program-name small {
  display: block;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-top: var(--space-2);
}
.program-desc {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
}
.program-rate {
  font-family: var(--font-display);
  font-size: clamp(1.25rem, 0.9rem + 0.9vw, 1.75rem);
  color: var(--color-primary);
  white-space: nowrap;
  text-align: right;
}
.program-rate small {
  display: block;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-top: var(--space-1);
}
.program-arrow {
  width: 38px; height: 38px;
  border-radius: var(--radius-full);
  border: 1px solid var(--color-border-strong);
  display: grid; place-items: center;
  color: var(--color-text-soft);
  transition: transform var(--transition-interactive),
              color var(--transition-interactive),
              border-color var(--transition-interactive);
}
.program-row:hover .program-arrow {
  color: var(--color-primary);
  border-color: var(--color-primary);
  transform: translateX(4px);
}

@media (max-width: 720px) {
  .program-row {
    grid-template-columns: 1fr auto;
    grid-template-areas:
      "name rate"
      "desc desc"
      "arrow arrow";
  }
  .program-name  { grid-area: name; }
  .program-rate  { grid-area: rate; }
  .program-desc  { grid-area: desc; }
  .program-arrow { grid-area: arrow; justify-self: end; }
}

/* =====================================================
   PROCESS — vertical timeline
   ===================================================== */

.process-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(220px, 100%), 1fr));
  gap: var(--space-2);
  counter-reset: step;
}
.step {
  position: relative;
  padding: var(--space-8) var(--space-6) var(--space-6);
  border-top: 1px solid var(--color-border-strong);
}
.step::before {
  counter-increment: step;
  content: '0' counter(step);
  position: absolute;
  top: var(--space-4);
  right: var(--space-4);
  font-family: var(--font-accent);
  font-style: italic;
  font-size: var(--text-sm);
  color: var(--color-primary);
  letter-spacing: 0.05em;
}
.step h4 {
  margin-bottom: var(--space-3);
  font-size: var(--text-lg);
  font-weight: 500;
  font-family: var(--font-display);
  letter-spacing: -0.01em;
}
.step p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.65;
}

/* =====================================================
   TESTIMONIAL / QUOTE
   ===================================================== */

.quote {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: clamp(var(--space-10), 5vw, var(--space-20));
  position: relative;
  overflow: hidden;
}
.quote::before {
  content: '"';
  position: absolute;
  top: -3rem;
  left: 1rem;
  font-family: var(--font-display);
  font-size: 18rem;
  line-height: 1;
  color: var(--color-primary);
  opacity: 0.10;
  pointer-events: none;
}
.quote-text {
  font-family: var(--font-accent);
  font-style: italic;
  font-weight: 400;
  font-size: clamp(1.35rem, 0.9rem + 1.4vw, 2rem);
  line-height: 1.45;
  color: var(--color-text);
  max-width: 50ch;
  margin-bottom: var(--space-8);
  position: relative;
}
.quote-attr {
  display: flex;
  flex-direction: column;
  gap: var(--space-1);
}
.quote-attr .name {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-text);
  letter-spacing: 0.04em;
}
.quote-attr .title {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

/* =====================================================
   CTA BAND
   ===================================================== */

.cta-band {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  isolation: isolate;
  border: 1px solid var(--color-border);
}
.cta-band-bg {
  position: absolute; inset: 0;
  z-index: -2;
}
.cta-band-bg img {
  width: 100%; height: 100%;
  object-fit: cover;
  filter: brightness(0.45) saturate(0.85);
}
.cta-band::after {
  content: '';
  position: absolute; inset: 0;
  background: linear-gradient(135deg,
    rgba(11,11,10,0.95) 0%,
    rgba(11,11,10,0.55) 60%,
    rgba(11,11,10,0.85) 100%);
  z-index: -1;
}
.cta-band-inner {
  padding: clamp(var(--space-12), 6vw, var(--space-24));
  display: grid;
  gap: var(--space-8);
  max-width: 64rem;
}
.cta-band h2 { color: #f5efe0; }
.cta-band p  { color: rgba(245, 239, 224, 0.75); max-width: 50ch; }

/* =====================================================
   FORM — Inquiry
   ===================================================== */

.inquiry {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(var(--space-10), 5vw, var(--space-16));
}
@media (min-width: 880px) {
  .inquiry { grid-template-columns: 1fr 1.05fr; align-items: start; }
}
.inquiry-side h2 { margin-bottom: var(--space-5); }
.contact-list {
  list-style: none;
  margin-top: var(--space-10);
  display: grid;
  gap: var(--space-6);
}
.contact-list li { font-size: var(--text-sm); color: var(--color-text-soft); }
.contact-list .label {
  display: block;
  font-size: var(--text-xs);
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-bottom: var(--space-2);
}
.contact-list a { color: var(--color-text); text-decoration: none; }
.contact-list a:hover { color: var(--color-primary); }

.form-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: clamp(var(--space-8), 4vw, var(--space-12));
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-5) var(--space-5);
}
.form-field { display: grid; gap: var(--space-2); }
.form-field--full { grid-column: 1 / -1; }
.form-field label {
  font-size: var(--text-xs);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  font-weight: 500;
}
.form-field input,
.form-field select,
.form-field textarea {
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 0.85rem 1rem;
  color: var(--color-text);
  font-size: var(--text-sm);
  transition: border-color var(--transition-interactive),
              background var(--transition-interactive);
  width: 100%;
}
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background: var(--color-surface-offset);
}
.form-field textarea { resize: vertical; min-height: 6rem; }
.form-foot {
  margin-top: var(--space-6);
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  align-items: center;
  justify-content: space-between;
}
.form-foot .fineprint {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  max-width: 32ch;
}
@media (max-width: 540px) {
  .form-grid { grid-template-columns: 1fr; }
}

.form-success {
  display: none;
  padding: var(--space-6);
  border: 1px solid var(--color-primary);
  border-radius: var(--radius-md);
  background: var(--color-primary-glow);
  color: var(--color-text);
  font-size: var(--text-sm);
  margin-top: var(--space-6);
}
.form-success.is-visible { display: block; }

/* =====================================================
   FOOTER
   ===================================================== */

.site-footer {
  border-top: 1px solid var(--color-border);
  padding-block: var(--space-16) var(--space-10);
  background: var(--color-surface);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr repeat(3, 1fr);
  gap: clamp(var(--space-8), 4vw, var(--space-16));
  margin-bottom: var(--space-12);
}
@media (max-width: 880px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 540px) {
  .footer-grid { grid-template-columns: 1fr; }
}

.footer-col h5 {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-bottom: var(--space-5);
}
.footer-col ul { list-style: none; display: grid; gap: var(--space-3); }
.footer-col a {
  color: var(--color-text-soft);
  text-decoration: none;
  font-size: var(--text-sm);
}
.footer-col a:hover { color: var(--color-primary); }

.footer-brand p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  max-width: 32ch;
  margin-top: var(--space-5);
}

.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  align-items: center;
  justify-content: space-between;
  padding-top: var(--space-8);
  border-top: 1px solid var(--color-divider);
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  letter-spacing: 0.04em;
}
.footer-bottom .legal {
  display: flex; flex-wrap: wrap; gap: var(--space-6);
}
.footer-bottom a { color: var(--color-text-muted); text-decoration: none; }
.footer-bottom a:hover { color: var(--color-text); }

/* =====================================================
   REVEAL ANIMATIONS
   ===================================================== */

html.js-ready .reveal {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.9s cubic-bezier(0.16, 1, 0.3, 1),
              transform 0.9s cubic-bezier(0.16, 1, 0.3, 1);
  will-change: opacity, transform;
}
html.js-ready .reveal.is-in {
  opacity: 1;
  transform: none;
}
.reveal.delay-1 { transition-delay: 80ms; }
.reveal.delay-2 { transition-delay: 160ms; }
.reveal.delay-3 { transition-delay: 240ms; }
.reveal.delay-4 { transition-delay: 320ms; }

/* =====================================================
   MOBILE NAV
   ===================================================== */

@media (max-width: 880px) {
  .nav-links { display: none; }
  .menu-toggle { display: inline-grid; place-items: center; }
  .nav-actions .btn-primary { display: none; }
  .nav-mobile-cta { display: list-item; }

  .nav-links.is-open {
    display: flex;
    position: fixed;
    inset: 70px 0 0 0;
    background: var(--color-bg);
    flex-direction: column;
    align-items: flex-start;
    padding: var(--space-8) var(--space-6);
    gap: var(--space-6);
    border-top: 1px solid var(--color-border);
    z-index: 70;
    height: calc(100dvh - 70px);
  }
  .nav-links.is-open a { font-size: var(--text-lg); font-family: var(--font-display); }
  .nav-links.is-open .nav-mobile-cta { margin-top: var(--space-4); }
}

/* =====================================================
   SECTION RHYTHM — alternating tints + subtle gold dividers
   Cool slate / gold pairing matches the brand palette.
   ===================================================== */

/* Every other section gets a soft slate wash so blocks read distinct.
   Hero is excluded — it has its own image background. */
main > section:nth-of-type(even) {
  position: relative;
}
main > section:nth-of-type(even)::after {
  content: '';
  position: absolute;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  background:
    linear-gradient(180deg,
      rgba(120, 138, 168, 0.045) 0%,
      rgba(120, 138, 168, 0.025) 50%,
      transparent 100%);
}
[data-theme='light'] main > section:nth-of-type(even)::after {
  background:
    linear-gradient(180deg,
      rgba(58, 66, 82, 0.035) 0%,
      rgba(58, 66, 82, 0.018) 50%,
      transparent 100%);
}

/* Hairline gold divider above each non-hero section — institutional touch.
   Exclude .nonqm (it has its own gold halo ::before). */
main > section:not(.hero):not(.nonqm) {
  position: relative;
}
main > section:not(.hero):not(.nonqm)::before {
  content: '';
  position: absolute;
  top: 0;
  left: 50%;
  transform: translateX(-50%);
  width: min(680px, 60%);
  height: 1px;
  background: linear-gradient(90deg,
    transparent 0%,
    rgba(201, 162, 90, 0.18) 20%,
    rgba(201, 162, 90, 0.32) 50%,
    rgba(201, 162, 90, 0.18) 80%,
    transparent 100%);
  pointer-events: none;
}
[data-theme='light'] main > section:not(.hero):not(.nonqm)::before {
  background: linear-gradient(90deg,
    transparent 0%,
    rgba(140, 106, 44, 0.18) 20%,
    rgba(140, 106, 44, 0.32) 50%,
    rgba(140, 106, 44, 0.18) 80%,
    transparent 100%);
}

/* =====================================================
   NON-QM SECTION
   ===================================================== */

.nonqm {
  position: relative;
}
.nonqm::before {
  content: '';
  position: absolute;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  background:
    radial-gradient(50% 60% at 50% 0%, rgba(201,162,90,0.06), transparent 70%),
    linear-gradient(180deg, rgba(255,255,255,0.012) 0%, transparent 100%);
}
.nonqm-block {
  margin-top: var(--space-12);
}
.nonqm-block-title {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 500;
  letter-spacing: -0.005em;
  margin-bottom: var(--space-6);
  padding-bottom: var(--space-3);
  border-bottom: 1px solid var(--color-border);
}
.nonqm-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(240px, 100%), 1fr));
  gap: var(--space-4);
}
.nonqm-card {
  position: relative;
  padding: var(--space-6) var(--space-6) var(--space-7);
  background: linear-gradient(180deg, rgba(255,255,255,0.025), rgba(255,255,255,0.008));
  border: 1px solid var(--color-border);
  border-radius: 4px;
  transition: border-color 220ms ease, transform 220ms ease, background 220ms ease;
}
.nonqm-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 28px; height: 1px;
  background: var(--color-primary);
  opacity: 0.85;
}
.nonqm-card:hover {
  border-color: rgba(201,162,90,0.45);
  transform: translateY(-2px);
  background: linear-gradient(180deg, rgba(255,255,255,0.04), rgba(255,255,255,0.012));
}
.nonqm-card h4 {
  font-family: var(--font-display);
  font-weight: 500;
  font-size: var(--text-lg);
  margin-bottom: var(--space-3);
  color: var(--color-text);
}
.nonqm-card p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.65;
}
[data-theme='light'] .nonqm-card {
  background: linear-gradient(180deg, rgba(20,22,28,0.025), rgba(20,22,28,0.008));
}
[data-theme='light'] .nonqm-card:hover {
  background: linear-gradient(180deg, rgba(20,22,28,0.045), rgba(20,22,28,0.015));
}
.nonqm-cta {
  margin-top: var(--space-12);
  padding-top: var(--space-8);
  border-top: 1px solid var(--color-border);
  text-align: center;
  color: var(--color-text-soft);
  font-size: var(--text-base);
  letter-spacing: 0.01em;
}
.nonqm-cta a {
  color: var(--color-primary);
  border-bottom: 1px solid currentColor;
  padding-bottom: 1px;
  transition: color 200ms ease;
}
.nonqm-cta a:hover { color: var(--color-primary-soft, #e6c886); }

/* =====================================================
   INSTITUTIONAL UPGRADE — May 2026
   New components: press row, capital partners wall,
   leadership, transactions, capital stack, memoranda,
   annual letter teaser, expanded legal footer.
   ===================================================== */

/* ---------- PRESS ROW (laurel-flanked "As Referenced In") ---------- */
.press-row {
  padding-block: clamp(5rem, 8vw, 8rem) !important;
  text-align: center;
  position: relative;
}
.press-row .press-eyebrow {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-6);
  margin-bottom: var(--space-10);
}
.press-row .press-eyebrow::before,
.press-row .press-eyebrow::after {
  content: '';
  width: 80px; height: 1px;
  background: var(--color-text-faint);
  opacity: 0.6;
}
.press-row .press-wreaths {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: clamp(1.5rem, 4vw, 4rem);
  max-width: 1100px;
  margin: 0 auto;
}
.press-row .laurel {
  width: clamp(80px, 9vw, 130px);
  height: auto;
  color: var(--color-primary);
  opacity: 0.62;
  flex-shrink: 0;
}
.press-row .laurel.right { transform: scaleX(-1); }
.press-row .press-logos {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: clamp(1.5rem, 4vw, 3.5rem);
  font-family: var(--font-display);
  color: var(--color-text-soft);
}
.press-row .press-logo {
  font-weight: 500;
  letter-spacing: 0.04em;
  font-size: clamp(1rem, 1vw + 0.5rem, 1.35rem);
  line-height: 1;
  white-space: nowrap;
  filter: grayscale(1);
  opacity: 0.78;
  transition: opacity 240ms ease;
}
.press-row .press-logo:hover { opacity: 1; }
.press-row .press-logo--ital  { font-style: italic; font-family: var(--font-accent); font-size: clamp(1.15rem, 1.2vw + 0.6rem, 1.6rem); }
.press-row .press-logo--small { font-size: clamp(0.85rem, 0.7vw + 0.5rem, 1.05rem); letter-spacing: 0.18em; text-transform: uppercase; font-family: var(--font-body); font-weight: 600; }
.press-row .press-foot {
  margin-top: var(--space-10);
  font-family: var(--font-body);
  font-size: var(--text-xs);
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}
@media (max-width: 720px) {
  .press-row .press-wreaths { grid-template-columns: 1fr; }
  .press-row .laurel { display: none; }
}

/* ---------- CAPITAL PARTNERS WALL (anonymized categories) ---------- */
.partners-wall {
  border-top: 1px solid var(--color-divider);
  border-bottom: 1px solid var(--color-divider);
  padding-block: clamp(4rem, 7vw, 6rem) !important;
  background: rgba(120, 138, 168, 0.020);
}
.partners-wall .partners-eyebrow {
  text-align: center;
  font-family: var(--font-body);
  font-size: var(--text-xs);
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-bottom: var(--space-10);
}
.partners-wall .partners-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(220px, 100%), 1fr));
  gap: clamp(1.5rem, 3vw, 3rem);
  max-width: 1100px;
  margin: 0 auto;
  text-align: center;
}
.partners-wall .partner-cat {
  font-family: var(--font-display);
  font-size: clamp(1rem, 0.6vw + 0.85rem, 1.2rem);
  font-weight: 400;
  color: var(--color-text-soft);
  letter-spacing: 0;
  line-height: 1.45;
}
.partners-wall .partner-cat-label {
  display: block;
  font-family: var(--font-body);
  font-size: 10px;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--color-text-faint);
  margin-bottom: var(--space-3);
}
.partners-wall .partners-foot {
  margin-top: var(--space-10);
  text-align: center;
  font-family: var(--font-accent);
  font-style: italic;
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  max-width: 56ch;
  margin-inline: auto;
}

/* ---------- LEADERSHIP (no photo — credentials-led) ---------- */
.leadership-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  border-top: 1px solid var(--color-border);
}
@media (min-width: 880px) {
  .leadership-grid { grid-template-columns: 1fr 1fr; }
}
.leader-card {
  padding: clamp(2.5rem, 4vw, 4rem) clamp(2rem, 3vw, 3rem);
  border-bottom: 1px solid var(--color-border);
  border-right: 1px solid var(--color-border);
  display: grid;
  grid-template-rows: auto auto 1fr auto;
  gap: var(--space-4);
}
@media (min-width: 880px) {
  .leader-card:nth-child(2n) { border-right: 0; }
}
.leader-card .leader-name {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 400;
  color: var(--color-text);
  line-height: 1.2;
  letter-spacing: -0.018em;
}
.leader-card .leader-title {
  font-family: var(--font-body);
  font-size: var(--text-xs);
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}
.leader-card .leader-bio {
  font-size: var(--text-sm);
  color: var(--color-text-soft);
  line-height: 1.7;
}
.leader-card .leader-creds {
  list-style: none;
  display: grid;
  gap: var(--space-2);
  padding-top: var(--space-4);
  border-top: 1px solid var(--color-divider);
  margin-top: var(--space-3);
}
.leader-card .leader-creds li {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.06em;
  color: var(--color-text-muted);
  line-height: 1.5;
}
.leader-card .leader-creds li::before {
  content: '· ';
  color: var(--color-primary);
  margin-right: 4px;
}

/* ---------- CAPITAL STACK DIAGRAM ---------- */
.stack-section { background: var(--color-surface); }
.stack-wrap {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
  max-width: 1180px;
  margin: 0 auto;
}
@media (min-width: 880px) {
  .stack-wrap { grid-template-columns: 1fr 1.1fr; }
}
.stack-diagram {
  display: grid;
  gap: 6px;
  padding: clamp(1.5rem, 3vw, 2.5rem);
  background: var(--color-bg);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  position: relative;
}
.stack-row {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  padding: clamp(1rem, 2vw, 1.4rem) clamp(1.2rem, 2vw, 1.8rem);
  border-radius: var(--radius-md);
  font-family: var(--font-body);
}
.stack-row[data-tier="senior"] {
  background: linear-gradient(180deg, rgba(201,162,90,0.14), rgba(201,162,90,0.06));
  border: 1px solid rgba(201,162,90,0.45);
  outline: 2px solid rgba(201,162,90,0.20);
  outline-offset: 3px;
}
.stack-row[data-tier="mezz"]   { background: rgba(120,138,168,0.10); border: 1px solid var(--color-border); }
.stack-row[data-tier="pref"]   { background: rgba(120,138,168,0.07); border: 1px solid var(--color-border); }
.stack-row[data-tier="common"] { background: rgba(120,138,168,0.04); border: 1px solid var(--color-divider); }
.stack-row .stack-name {
  font-size: var(--text-base);
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--color-text);
  text-transform: uppercase;
}
.stack-row .stack-meta {
  display: block;
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.08em;
  color: var(--color-text-muted);
  margin-top: 4px;
  text-transform: none;
}
.stack-row .stack-tag {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}
.stack-row[data-tier="senior"] .stack-tag {
  color: var(--color-primary);
  font-weight: 700;
}
.stack-row[data-tier="senior"] .stack-tag::before {
  content: '◆ ';
}
.stack-caption {
  margin-top: var(--space-4);
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-text-faint);
  text-align: center;
}
.stack-text h2 { margin-bottom: var(--space-5); }
.stack-text > p { margin-bottom: var(--space-4); }

/* ---------- TRANSACTIONS TABLE ---------- */
.txn-list {
  border-top: 1px solid var(--color-border);
  margin-top: var(--space-10);
}
.txn-row {
  display: grid;
  grid-template-columns: 110px 1fr auto;
  gap: clamp(1rem, 2vw, 2rem);
  padding: clamp(1.6rem, 2.4vw, 2.2rem) 0;
  border-bottom: 1px solid var(--color-border);
  align-items: baseline;
}
.txn-row .txn-date {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  padding-top: 4px;
}
.txn-row .txn-body h4 {
  font-family: var(--font-display);
  font-size: clamp(1.1rem, 0.6vw + 0.95rem, 1.4rem);
  font-weight: 400;
  color: var(--color-text);
  margin-bottom: var(--space-2);
  letter-spacing: -0.012em;
}
.txn-row .txn-body p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.65;
  max-width: 64ch;
}
.txn-row .txn-amount {
  font-family: var(--font-display);
  font-size: clamp(1.2rem, 0.6vw + 1rem, 1.6rem);
  font-weight: 400;
  color: var(--color-primary);
  white-space: nowrap;
  letter-spacing: -0.01em;
}
.txn-row .txn-amount small {
  display: block;
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-top: 4px;
  text-align: right;
}
@media (max-width: 640px) {
  .txn-row { grid-template-columns: 1fr; gap: var(--space-2); }
  .txn-row .txn-amount { text-align: left; }
  .txn-row .txn-amount small { text-align: left; }
}

/* ---------- MEMORANDA / INSIGHTS ---------- */
.memo-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(280px, 100%), 1fr));
  gap: clamp(1rem, 2vw, 1.5rem);
}
.memo-card {
  display: grid;
  grid-template-rows: auto 1fr auto;
  gap: var(--space-4);
  padding: clamp(1.8rem, 2.5vw, 2.4rem);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  text-decoration: none;
  color: inherit;
  transition: border-color 240ms ease, transform 240ms ease;
  position: relative;
}
.memo-card:hover {
  border-color: var(--color-primary);
  transform: translateY(-2px);
}
.memo-card .memo-meta {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  display: flex;
  justify-content: space-between;
  gap: var(--space-3);
}
.memo-card .memo-meta .memo-issue { color: var(--color-primary); }
.memo-card h4 {
  font-family: var(--font-display);
  font-weight: 400;
  font-size: clamp(1.15rem, 0.6vw + 1rem, 1.4rem);
  line-height: 1.25;
  letter-spacing: -0.014em;
  color: var(--color-text);
}
.memo-card p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.65;
}
.memo-card .memo-byline {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-text-faint);
  padding-top: var(--space-3);
  border-top: 1px solid var(--color-divider);
}
.memo-card .memo-pages { color: var(--color-text-muted); }

/* ---------- ANNUAL LETTER TEASER ---------- */
.letter-teaser {
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
  padding: clamp(3rem, 5vw, 5rem);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  position: relative;
}
@media (min-width: 880px) {
  .letter-teaser { grid-template-columns: auto 1fr; }
}
.letter-teaser .letter-mark {
  width: 64px; height: 64px;
  border: 1px solid var(--color-primary);
  border-radius: var(--radius-full);
  display: grid; place-items: center;
  font-family: var(--font-accent);
  font-style: italic;
  font-size: 1.5rem;
  color: var(--color-primary);
}
.letter-teaser .letter-meta {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-bottom: var(--space-3);
}
.letter-teaser h2 {
  font-size: clamp(1.6rem, 1.2vw + 1.2rem, 2.4rem);
  margin-bottom: var(--space-4);
}
.letter-teaser .letter-pull {
  font-family: var(--font-accent);
  font-style: italic;
  font-weight: 400;
  font-size: clamp(1.1rem, 0.4vw + 1rem, 1.3rem);
  line-height: 1.55;
  color: var(--color-text-soft);
  max-width: 60ch;
  border-left: 1px solid var(--color-primary);
  padding-left: var(--space-5);
  margin-bottom: var(--space-5);
}
.letter-teaser .letter-cta {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--color-primary);
  text-decoration: none;
  border-bottom: 1px solid currentColor;
  padding-bottom: 2px;
}

/* ---------- LEGAL FOOTER (institutional) ---------- */
.legal-strip {
  margin-top: var(--space-12);
  padding-top: var(--space-8);
  border-top: 1px solid var(--color-divider);
  font-family: var(--font-body);
  font-size: 10px;
  letter-spacing: 0.04em;
  line-height: 1.7;
  color: var(--color-text-faint);
  max-width: 920px;
}
.legal-strip p + p { margin-top: var(--space-3); }
.legal-strip strong {
  color: var(--color-text-muted);
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  font-size: 9px;
  display: block;
  margin-bottom: 4px;
}

/* ---------- CAPITAL PARTNERS NAV LINK (top right) ---------- */
.nav-partners {
  font-family: var(--font-mono);
  font-size: 10px !important;
  letter-spacing: 0.22em !important;
  text-transform: uppercase;
  color: var(--color-text-muted) !important;
  padding: 8px 14px !important;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-full);
  transition: border-color 220ms ease, color 220ms ease;
  white-space: nowrap;
  display: inline-block;
  line-height: 1;
}
.nav-partners:hover {
  border-color: var(--color-primary);
  color: var(--color-primary) !important;
}
.nav-partners::after { display: none !important; }

/* ---------- RESTRAINT — strip gold from nav-link underlines ---------- */
.nav-links a::after { background: var(--color-text-soft); opacity: 0.6; }

/* ---------- SUBPAGE BASICS (transactions / letter / capital partners) ---------- */
.subpage-hero {
  padding-top: clamp(8rem, 14vw, 14rem);
  padding-bottom: clamp(3rem, 5vw, 5rem);
}
.subpage-hero .eyebrow { margin-bottom: var(--space-5); }
.subpage-hero h1 {
  font-size: clamp(2.5rem, 1rem + 4vw, 4.5rem);
  line-height: 1.05;
  font-weight: 400;
  margin-bottom: var(--space-6);
  max-width: 24ch;
}
.subpage-hero .lede { max-width: 64ch; margin-bottom: var(--space-8); font-size: var(--text-base); }

.letter-page {
  max-width: 720px;
  margin: 0 auto;
  font-family: var(--font-display);
  font-weight: 400;
}
.letter-page p {
  font-size: clamp(1.05rem, 0.3vw + 1rem, 1.2rem);
  line-height: 1.75;
  color: var(--color-text-soft);
  margin-bottom: var(--space-6);
  font-family: var(--font-display);
  text-align: justify;
  hyphens: auto;
}
.letter-page p:first-of-type::first-letter {
  font-family: var(--font-accent);
  font-style: italic;
  float: left;
  font-size: 4.5rem;
  line-height: 0.9;
  margin-right: 8px;
  margin-top: 4px;
  color: var(--color-primary);
}
.letter-page h2 {
  font-size: clamp(1.4rem, 0.4vw + 1.3rem, 1.8rem);
  margin: var(--space-12) 0 var(--space-6);
  font-style: italic;
  font-family: var(--font-accent);
  font-weight: 400;
  color: var(--color-text);
  text-align: center;
}
.letter-page h2::before, .letter-page h2::after {
  content: ' · ';
  color: var(--color-primary);
}
.letter-signature {
  margin-top: var(--space-12);
  padding-top: var(--space-8);
  border-top: 1px solid var(--color-divider);
  font-family: var(--font-accent);
  font-style: italic;
  font-size: 1.4rem;
  color: var(--color-text);
}
.letter-signature .role {
  display: block;
  font-family: var(--font-mono);
  font-size: 10px;
  font-style: normal;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--color-text-muted);
  margin-top: 6px;
}

/* ---------- INVITATION PAGE ---------- */
.invite-card {
  max-width: 640px;
  margin: 0 auto;
  padding: clamp(3rem, 5vw, 5rem);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  text-align: center;
  position: relative;
}
.invite-card::before {
  content: '';
  position: absolute;
  top: -1px; left: 24px; right: 24px;
  height: 1px;
  background: var(--color-primary);
  opacity: 0.6;
}
.invite-card .invite-eyebrow {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  color: var(--color-primary);
  margin-bottom: var(--space-6);
}
.invite-card h1 { font-size: clamp(2rem, 1vw + 1.5rem, 2.8rem); margin-bottom: var(--space-5); }
.invite-card p {
  font-family: var(--font-accent);
  font-style: italic;
  font-size: var(--text-base);
  color: var(--color-text-soft);
  line-height: 1.7;
  max-width: 48ch;
  margin: 0 auto var(--space-8);
}
.invite-card .form-grid { text-align: left; }

/* ---------- FRACTIONAL GOLD REDUCTION ---------- */
/* Tone down accent occurrences in non-priority spots. */
.brand-text .accent { color: var(--color-text); }
.footer-brand .brand-text .accent { color: var(--color-text); }


/* ---------- LEADERSHIP — blind chairman card ---------- */
.leader-name--blind {
  font-family: var(--font-accent);
  font-style: italic;
  font-weight: 400;
  color: var(--color-text-muted);
  letter-spacing: -0.005em;
}
.leader-name--blind .blind-note {
  display: block;
  font-family: var(--font-mono);
  font-style: normal;
  font-size: 10px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--color-text-faint);
  margin-top: 4px;
}

/* ---------- NAV CTA — compact variant ---------- */
.btn.btn-compact {
  font-size: 11px;
  letter-spacing: 0.14em;
  padding: 10px 18px;
  text-transform: uppercase;
}
@media (max-width: 1100px) {
  .nav-actions .btn-compact { display: none; }
}